Life coverage
Return of Premium Insurance
Get your premiums back if you outlive the term — protection with a refund. As an independent broker, Mark Hicks compares options from multiple carriers to find coverage that fits.
What it typically covers
- Term death benefit
- Premium refund if you outlive the term
Who it's for
- People who want term coverage with a refund feature
- Families planning for a set period
Common questions
What does return of premium insurance cover?
Get your premiums back if you outlive the term — protection with a refund. Typical coverages include: term death benefit, premium refund if you outlive the term. Exact coverage depends on the carrier and policy form.
How do I get a return of premium insurance quote?
Fill out the short quote form on this page or call or text Mark at (408) 763-4533. As an independent broker, Mark compares options from multiple carriers.
Which states do you write in?
Mark Hicks Insurance Solutions is licensed in California, Arizona, Illinois, New Jersey and Texas.